> For the complete documentation index, see [llms.txt](https://docs.podigee.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.podigee.com/documentation/grow-and-monetize/monetization/qualify-a-marketplace-buyer.md).

# Qualify a Marketplace buyer

Check a buyer's identity, credit position, payment condition, and eligibility before a Marketplace booking is accepted.

This task checks whether one buyer may make new bookings in the Podigee Audio Video Ad Server. Podigee uses the buyer's current business record and current credit policy to create a clear Marketplace result: **Eligible**, **Prepayment required**, or **Blocked**.

Qualification does not create a buyer or change the buyer's credit limit. It records a new qualification for the exact business and credit policy versions that you checked.

## Before you start

You need:

* Access to **Monetization** and permission to operate Marketplace transactions.
* A buyer with a current business record.
* A current buyer credit policy for that business.
* The finance decision for approved credit, maximum exposure, holds, and prepayment.
* Any business or legal checks your organization requires before a buyer can transact.

If the buyer has no current credit policy, or the policy has expired, use **Change credit policy** before you run the qualification check. Do not create a second buyer record to work around a missing or expired credit decision.

## What Podigee checks

The qualification check uses the current saved versions of the buyer and credit policy. It checks:

* That the credit policy belongs to the selected buyer.
* That the credit policy is valid now.
* That the identity evidence still matches the exact buyer version.
* That the credit hold state is **Clear**.
* That current exposure does not exceed the lower of the approved credit limit and maximum exposure.
* Whether the credit policy requires prepayment.

The page also shows the buyer's home market, current exposure, approved credit limit, maximum exposure, available credit, payment terms, and credit-policy end date. Workspace roles and permissions control who can operate the check. They do not replace the buyer's business or credit authority.

![The current One Podigee Marketplace buyer view shows buyer readiness, exposure, credit limit, eligibility, and the qualification action.](https://2032417310-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FbqUKO6lljHGzkEAzliPI%2Fuploads%2Fgit-blob-39458b49b829a75400419ea6293b9a6fe6f8b636%2Fdoc-monetization-009-buyer-readiness.png?alt=media)

*Review exposure and eligibility before you allow a new Marketplace booking.*

## 1. Open buyer readiness

1. Go to **Monetization > Marketplace**.
2. Open **Buyer readiness** or select **Review buyer** for the buyer you need to check.
3. Confirm the business name and home market.
4. Review the Marketplace status and the **Qualified until** date when one exists.
5. Compare current exposure with both the approved credit limit and maximum exposure.
6. Check the payment terms. **Prepayment required** is a valid commercial condition, not a system error.

The buyer list uses the latest current credit policy for each business. A buyer can appear as **Needs qualification**, **Qualification expired**, **Blocked**, **Prepayment required**, or **Eligible**.

## 2. Read the predicted result

The **Marketplace access** card shows the result that the current records predict:

| Predicted result          | Meaning                                                                                   | What to do                                                                                        |
| ------------------------- | ----------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Eligible**              | The credit policy is valid, there is no hold, and exposure is within the effective limit. | Run the check when you are ready to authorize the current buyer version.                          |
| **Prepayment required**   | The buyer may transact only after the active prepayment condition is met.                 | Confirm the payment process with finance and keep the condition on the buyer's commercial record. |
| **Blocked**               | A credit hold is active or current exposure is above the effective limit.                 | Stop the booking. Resolve the credit decision before checking the buyer again.                    |
| **Credit policy expired** | The current credit policy is no longer valid.                                             | Change or renew the credit policy before qualification.                                           |
| **Needs qualification**   | No current Marketplace qualification exists.                                              | Review the current records and run the check.                                                     |

The effective limit is the lower of the approved credit limit and maximum exposure. Available credit cannot be below zero. Do not reduce a planned order only to make an over-limit buyer appear safe.

## 3. Run the qualification check

1. Confirm that the displayed business and credit policy are the records you want to authorize.
2. Select **Check and qualify buyer**.
3. Wait for the result page to load.
4. Read the notice and confirm the new Marketplace status.

Podigee binds the check to the exact buyer version, credit-policy version, identity evidence, and qualification profile. You do not need to copy a long identifier into the form. The qualification expires at the earlier of the credit-policy end date and 90 days from the check.

## 4. Act on the result

### Eligible

The buyer can be selected for a Marketplace deal while the qualification and credit policy remain valid. Continue with [Complete your first Marketplace deal](/documentation/grow-and-monetize/monetization/complete-your-first-marketplace-deal.md) and check the buyer again if the credit policy changes.

### Prepayment required

The buyer can transact only when the required prepayment condition is met. Record the agreed payment path in your commercial process. Do not change the result to **Eligible** by editing a Campaign.

### Blocked

The buyer cannot make a new Marketplace booking. Review the credit hold and exposure with the finance owner. Use [Manage buyer credit and prepayment](/documentation/grow-and-monetize/monetization/manage-buyer-credit-and-prepayment.md) to create the next credit-policy version, then run a new qualification check.

### Credit policy expired

The check is unavailable until a future-valid credit policy exists. Update the policy first. A qualification cannot extend an expired credit decision.

## What this check does not do

* It does not create or edit the buyer's business record.
* It does not approve credit, remove a hold, or change exposure.
* It does not reserve Inventory or create a Campaign.
* It does not approve a creative or bypass publisher, targeting, privacy, or delivery rules.
* It does not require you to enter seats, contacts, or external identifiers. Access to the Podigee workspace is managed by team permissions, while buyer authority comes from the business and credit records.

The buyer must still match the Inventory package, Marketplace terms, Campaign, Flight, creative, and capacity when a deal is created.

## If qualification fails

| Message or state                               | Meaning                                                   | Safe recovery                                                          |
| ---------------------------------------------- | --------------------------------------------------------- | ---------------------------------------------------------------------- |
| A current credit policy is required            | The buyer has no usable credit policy.                    | Use **Change credit policy** and complete the required finance review. |
| Credit policy expired                          | The policy end date has passed.                           | Publish a new future-valid credit policy.                              |
| Buyer identity and credit evidence do not bind | The buyer or credit record changed after the page opened. | Reload the page and run the check against the current records.         |
| Blocked                                        | A hold or exposure limit prevents new bookings.           | Resolve the finance condition. Do not bypass it in a deal.             |
| Prepayment required                            | The credit decision permits booking only with prepayment. | Keep the condition and confirm payment before commitment.              |

Do not submit the same stale page repeatedly. Reload the buyer record after a credit change so the qualification uses the current version and evidence.

## Expected result

The buyer has one recorded Marketplace qualification tied to its current business and credit authority. The result is easy to understand, expires with the credit authority, and can be used by later Marketplace booking checks without copying or weakening the finance decision.

## Next step

Use [Complete your first Marketplace deal](/documentation/grow-and-monetize/monetization/complete-your-first-marketplace-deal.md) to bind an eligible buyer to an Inventory package, or read \[Understand demand sources and competition] (understand-demand-sources-and-competition.md) to see how qualified buyers compete with other demand sources.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.podigee.com/documentation/grow-and-monetize/monetization/qualify-a-marketplace-buyer.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.